Differences between after-hours and regular trading hours

Differences between after-hours and regular trading hours
During regular trading hours, the stock market is open, allowing investors to buy and sell securities. After-hours trading occurs outside normal market hours and can have lower liquidity and higher volatility. Regular trading takes place between 9:30 a.m. to 4:00 p.m. After-hours trading happens before the market opens or after it closes. Price changes in after-hours trading may not reflect the next day's opening price. In after-hours trading, news can greatly impact stock prices since trading volume is lower. Unlike regular trading, after-hours trading can have wider bid-ask spreads and limited participation from investors. Monitoring both regular and after-hours trading is crucial for informed decision-making.
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The cultural differences in tipping practices

The cultural differences in tipping practices
In different countries, tipping customs vary significantly, reflecting diverse cultural norms and practices. For instance, in the United States, tipping is an integral part of service industries, with customers expected to leave a gratuity of around 15% to 20% of the bill. However, in Japan, tipping is generally not practiced and can even be seen as insulting. Similarly, in many European countries, a service charge is often included in the bill, eliminating the need for additional tipping. Understanding these cultural differences is crucial to avoid unintended offense and to navigate the complexities of tipping when traveling abroad. Respecting local customs promotes cultural awareness and fosters positive interactions between locals and visitors.
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