NYCB's loan losses are carefully managed through rigorous analysis and proactive strategies. The current deposit levels have remained stable despite market fluctuations. The bank's focus on risk management and customer relationships has been instrumental in maintaining financial resilience. As economic conditions evolve, NYCB adapts its lending practices to mitigate potential losses. By closely monitoring loan performance and diversifying its investment portfolio, the bank protects depositor funds. Customer trust is paramount, driving NYCB to prioritize transparency and accountability in its operations. As a community-focused institution, NYCB is committed to supporting local businesses and individuals through responsible financial practices.