Payday lending can have detrimental effects on workers' financial well-being, trapping them in a cycle of debt. These short-term, high-interest loans often target low-income individuals who are already struggling to make ends meet. The exorbitant fees and interest rates charged by payday lenders leave borrowers with less money to cover their basic expenses, leading to a perpetual cycle of borrowing and repayment. Workers find themselves caught in a never-ending loop, unable to break free from the burdensome debts. This financial strain can cause immense stress and anxiety, impacting their overall mental and emotional well-being. It is crucial to advocate for more affordable and accessible alternatives to payday loans, ensuring that workers have the opportunity to improve their financial situation without being exploited by predatory lending practices.